When wealth is passed 

between generations, 

many important issues surface.

Family Wealth

We leverage the talent of experts in law, accounting and insurance in constructing solid plans to preserve wealth for future generations and to avoid negative tax implications. Our family education services help to ensure that heirs are prepared for the responsibility of wealth so that legacies endure.

Among the topics wealthy individuals need to consider are:

  • Are your investments structured to provide the most tax-efficient cash flow to meet your living expense needs?
  • Does your investment strategy include private placements and hedge funds? Do you feel the returns are sufficient to justify the increased cost, risk and income tax reporting considerations?
  • Do you have thoughts about how you would like to pass wealth on to children, grandchildren or, perhaps, charity?
  • If you would like to pass wealth on to your children, what have you done to educate them about investing, cash flow planning and income taxes? Do you have any concerns about how they will handle the added responsibilities?
  • If you were to die tomorrow, how much estate tax would be due?
  • What steps have you taken to reduce the amount of estate tax?
  • Do you really need to continue making gifts to pay your life insurance premiums?
  • What kind of planning have you done to protect personal assets and minimize exposure to potential creditors?

If you need assistance addressing similar issues and concerns, we can help. The following is a selection of our services that are most helpful to our family clients:

investment advisory services

Our comprehensive investment advisory services are designed to consistently maximize your investment returns while minimizing tax consequences and volatility. Beginning with your financial goals and concerns, we develop a customized investment strategy, considering your target rate of return and risk tolerance. We review your investment performance regularly and recommend appropriate changes on an ongoing basis.

estate planning

Proper estate planning will ensure that your legacy will endure for generations. Scott Snow (financial advisors) LLC analyzes present estate documents to ensure all aspects are current and working in your best interests. Our experienced advisors provide advice on efficient distribution of wealth to minimize tax consequences. Through the process of creating your estate plan, our firm will come to know you and your spouse well. When the time comes for a transition, your spouse and other survivors will be comforted to work with someone they already know and trust.

Strategic Annual Income Tax Planning & Compliance

As your financial affairs increase in complexity, it is critical to have an integrated tax strategy. Scott Snow (financial advisors) LLC can oversee your entire tax process to help minimize your tax burden and optimize savings. A projection exercise identifies tax reduction strategies. In addition, withholding and estimated tax payments are analyzed to ensure compliance.

Personal Risk Management review

With considerable wealth comes an increased exposure to potential liabilities. Having risk management strategies in place is critical to minimizing these liabilities. Scott Snow (financial advisors) LLC conducts an audit of current insurance coverage and provides guidance on appropriate types and amounts of coverage for life, property, casualty and excess liability insurance. With the proper risk management strategies in place comes the peace of mind of being safeguarded from life’s uncertainties.

Multi-year Cash Flow & Net Worth Projection

We conduct a thorough analysis of your assets, liabilities, income and expenses and extrapolate over a number of years, deriving a roadmap for informed decision-making toward achieving your short- and long-term goals. The analysis is updated periodically to assess progress.

get in touch with us

sSnow@s2fa.com | 440.871.7669